Floyd County, Georgia has money for assisting down payments and closing costs. You may qualify for up to $8500 from the State. There are certain standards you must meet, but a great chance for some people to be able to get their own home. If you stay in the house for at least 6 years you are forgiven the debt. It is not a loan that you make payments on monthly or ever, unless you sell before 6 years. Call me and I will give you the details. There are limits on income and you can not have owned a home in the last 5 years. You can call me at Hardy Realty or my cell.